🇨🇭 Switzerland

Switzerland is home to some of Europe's most prestigious and expensive real estate, with Zurich, Geneva, and the Alpine resort towns commanding premium prices. The Swiss property market is known for its stability — prices rarely crash — supported by strict lending regulations, limited buildable land, and one of the world's highest GDP per capita. A typical apartment in Zurich costs around CHF 1 million ($1.1M USD), while Alpine chalets in Verbier or St. Moritz can easily exceed CHF 10 million.

Foreign buyers face significant restrictions under the Lex Koller law, which limits non-resident purchases to designated tourist areas and caps apartment sizes. Swiss residents benefit from a market where mortgage rates have historically been among Europe's lowest, and most homeowners maintain interest-only mortgages rather than fully amortizing loans. The rental market is equally expensive, with Zurich and Geneva ranking among Europe's priciest cities for renters, which supports strong property investment fundamentals.